Why Get Pre-Qualified?
1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.
2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.
3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.
My Mission is to positively impact and improve the lives of others through the home financing & refinancing process. My Vision is to create lifelong clients whose expectations have been exceeded in the financing process by a first class experience from start to finish. I endeavor to achieve this by serving clients with the core values of knowledge, sincerity, integrity, and loyalty; thus creating lifelong business relationships with lifetime advocates. I look forward to serving you.